Effective date: July 12, 2026 Last updated: July 13, 2026
These Terms of Service, or Terms, are a binding agreement between you and Acru Technologies, Inc., or Acru, we, us, governing your use of the website at acru.tech and related services, or the Service. By creating an account or using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.
These Terms explain your rights and responsibilities when using Acru. If you use the Service on behalf of a company or other entity, you represent that you have authority to bind that entity to these Terms.
You must be at least 18 years old and able to form a binding contract to use the Service. By using the Service you represent that you meet these requirements and will comply with all applicable laws. The Service is not intended for children under 18.
Service means acru.tech, our applications, and related tools. Your Content means information and content you submit. Pro means the paid subscription tier.
Acru provides travel rewards tools, including AI assisted credit card recommendations, a travel concierge agent, award flight search called Trip Optimizer, and points and transfer alerts. The Service is for informational purposes only, see Section 12.
Acru is not a travel agency and is not a seller of travel. We do not book, sell, arrange, or fulfill flights, hotels, or other travel products. We do not process payments for travel and we do not act as your agent with any airline, hotel, loyalty program, or card issuer. Any booking you make happens directly between you and that provider, on their site and under their terms. Acru is never a party to that transaction. The only payments Acru processes are Acru Pro subscription fees through Stripe, see Section 6.
You are responsible for the information you provide, for maintaining confidentiality of your account, and for all activity under it. We use two factor authentication. Keep your credentials and devices secure. Notify us promptly at support@acru.tech of any unauthorized use.
Do not provide passwords, security codes, or other authentication credentials for any airline, hotel, bank, or loyalty program. Acru does not request or need them, and you should not submit them. You are solely responsible for complying with the terms of any airline, hotel, or loyalty program when you use information from those programs with the Service.
A. Plans and pricing. Acru offers a free tier and Acru Pro at $16 per month or $156 per year, which averages $13 per month billed annually. Prices exclude applicable taxes unless stated. We may offer free trials or promotional pricing with separate terms presented at checkout.
B. Clear disclosure and consent. By subscribing you authorize recurring charges. At checkout we will disclose the amount to be charged, billing frequency, when the first charge occurs, and trial to paid conversion terms if applicable. Your subscription begins when you confirm.
C. Billing processor. Paid plans are billed through Stripe at the start of each billing period. You authorize us to charge your payment method on file.
D. Auto renewal. Subscriptions renew automatically at the end of each period at the then current price unless you cancel before renewal. For annual plans, we will send a reminder notice before renewal, including the renewal amount and renewal date, as required by California law and other applicable laws.
E. How to cancel, click to cancel. You may cancel anytime through your account settings under Manage Subscription, or by emailing support@acru.tech. The cancellation mechanism is designed to be as easy as sign up. Cancellation stops future charges and your Pro access continues until the end of the current paid period.
F. Price changes. If we change the price for Pro, we will give prospective notice at least 30 days before the change takes effect, and you will have the opportunity to cancel before the new price applies.
G. Payment failure. If we are unable to charge your payment method, we may retry and notify you by email. If payment remains unsuccessful after a reasonable retry period, we may downgrade your account to the free tier until valid payment is provided.
H. Refunds. Monthly fees are nonrefundable for the current billing period. Annual plans may be refunded within 14 days of the initial charge if the Service has not been substantially used. Contact support@acru.tech. Some jurisdictions provide additional rights and nothing in this section limits those rights.
I. Free tier and limits. Features and limits of the free tier may change. We may enforce reasonable usage limits, including daily AI usage caps, to protect the Service.
J. Billing inquiries. If you believe a charge is incorrect, contact us at support@acru.tech before contacting your card issuer. We will promptly investigate genuine errors. Filing a dispute with your card issuer does not waive these Terms, but we will not restrict your right to seek a chargeback through your card network. Repeated abusive disputes may lead to account review.
If you opt in to points alerts, transfer alerts, marketing emails, or push notifications, you consent to receive them from Acru. You may opt out of marketing emails via the unsubscribe link and opt out of push notifications in your device settings. Transactional messages about your account, security, or subscription are not marketing and cannot be opted out of while you maintain an account. If we offer SMS alerts in the future, we will present separate express consent and disclose that message and data rates may apply.
We may offer a referral program subject to additional program rules. Rewards are subject to those rules, may change or end at any time, and may be revoked for abuse, fraud, or self referral. Self referrals, referrals between accounts controlled by the same person or household, rewards obtained through duplicate accounts, manipulation, or exploitation of a software defect do not qualify and may be clawed back. Referral rewards have no cash value, may not be sold or transferred, may not be redeemed for cash, and may be taxable. You are responsible for any tax obligations, and we may report rewards as required by law.
You agree not to: (1) use the Service for unlawful purposes or in violation of these Terms; (2) scrape, crawl, resell, or redistribute the Service or its outputs, or use it to build a competing product; (3) abuse, overload, or attempt to circumvent rate limits, usage caps, or security controls, or access the Service other than through our provided interfaces; (4) attempt to extract, reverse engineer, or misuse our prompts, models, or systems; (5) submit unlawful, infringing, or unauthorized personal or sensitive data, including passwords or authentication credentials as described in Section 5; (6) use automated means to access the Service except as expressly permitted by us in writing; or (7) misrepresent affiliation with any airline, hotel, bank, or card issuer. We may suspend or terminate accounts that violate these Terms.
A. Your Content. You retain ownership of Your Content. You grant us a worldwide, nonexclusive, royalty free license to host, store, process, reproduce, and use Your Content solely to operate, secure, and improve the Service, including transmitting relevant inputs to our AI and infrastructure providers as described in the Privacy Policy.
B. Feedback. If you provide feedback, suggestions, or ideas, you grant us a perpetual, irrevocable, worldwide, royalty free license to use them without restriction or attribution. This does not waive any rights you retain in Your Content.
C. No training on private content without opt in. We do not use your private, nonpublic Your Content to train foundation models that are shared with third parties unless you give us opt in consent. We may use deidentified or aggregated data to improve the Service.
A. Ownership. The Service, including software, design, and content excluding Your Content, is owned by Acru and protected by law. We grant you a limited, revocable, nontransferable license to use the Service for your personal, noncommercial use. Airline, hotel, bank, card issuer, and loyalty program names and trademarks belong to their owners. Acru is not affiliated with, endorsed by, or sponsored by any of them.
B. Copyright complaints. If you believe content on the Service infringes your copyright, send notice to Acru Technologies, Inc., Attn: DMCA Agent, 3997 W 1180 N, Lehi, UT 84048, USA, Email: support@acru.tech. Your notice must include description of the copyrighted work, description of the allegedly infringing material and its location, your contact information, a statement of good faith belief, a statement under penalty of perjury that the information is accurate and you are authorized to act, and your physical or electronic signature. We may remove allegedly infringing content and terminate accounts of repeat infringers where appropriate. Our designated agent is registered with the United States Copyright Office.
This is important. Acru provides general information and tools, not financial, tax, legal, or travel booking advice, and nothing in the Service is a recommendation to obtain any specific financial product.
Acru is not a credit reporting agency, does not pull your credit, and does not track every card offer available to you. Recommendations are based on information you provide and public offers we track, which may be incomplete.
Award availability, award and cash prices, transfer ratios, transfer bonuses, points valuations, and credit card terms change constantly and are not guaranteed. Information shown, including Trip Optimizer results, may be inaccurate, delayed, or unavailable by the time you act. Always verify directly with the airline, hotel, loyalty program, or card issuer before making any decision or booking.
Acru does not book travel, issue points, or guarantee approval for any credit card. Applying for credit is your decision and may affect your credit score or credit report. You are solely responsible for your financial choices and for reading each provider's terms.
AI generated output may be incorrect or incomplete. Artificial intelligence can hallucinate, misread a price, or misinterpret program rules. You are solely responsible for evaluating anything the Service tells you before acting on it.
The Service relies on and links to third party services, including Stripe for payments, authentication providers, AI model providers, and third party award search and travel sites. We are not responsible for third party services, their content, availability, or terms. Your use of third party services is at your own risk and subject to their terms.
We may modify, suspend, or discontinue any part of the Service, including features, free tier limits, or AI usage caps, at any time. We will provide reasonable notice for material adverse changes to paid users where required by law. We may offer beta or experimental features that are provided as is and may contain errors. We do not guarantee uptime and do not offer a service level agreement unless separately agreed in writing.
THE SERVICE IS PROVIDED AS IS AND AS AVAILABLE, WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NONINFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR FREE, OR THAT ANY INFORMATION WILL BE ACCURATE, TIMELY, OR COMPLETE, TO THE FULLEST EXTENT PERMITTED BY LAW.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ACRU AND ITS OFFICERS, EMPLOYEES, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, POINTS, MILES, OR TRAVEL OPPORTUNITIES, ARISING FROM OR RELATED TO THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
EXCEPT FOR LIABILITY THAT CANNOT BE LIMITED BY LAW, OUR TOTAL LIABILITY FOR ANY CLAIM ARISING FROM OR RELATED TO THE SERVICE WILL NOT EXCEED THE GREATER OF $100 OR THE AMOUNTS YOU PAID US IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. The foregoing limitations do not apply to liability resulting from our gross negligence, willful misconduct, or to the extent prohibited by applicable law. Some states do not allow certain limitations, so some of these limitations may not apply to you.
You agree to indemnify and hold Acru harmless from claims, losses, and expenses, including reasonable legal fees, arising from your use of the Service, Your Content, or your violation of these Terms or applicable law, except to the extent caused by our own negligence or misconduct.
You may stop using the Service at any time and delete your account in Settings under Account Security, or by contacting support@acru.tech. We may suspend or terminate your access for any violation of these Terms or to protect the Service. Upon termination, your right to use the Service ends. Sections that by their nature should survive, including Sections 8 through 22, will survive termination. Upon account deletion we will handle your data as described in our Privacy Policy, subject to legal retention obligations.
A. Governing law. These Terms are governed by the laws of the State of Delaware, without regard to conflict of laws rules.
B. Informal resolution. Before filing a formal dispute, you agree to first contact us at support@acru.tech and attempt to resolve the dispute informally for 30 days. You and Acru will work in good faith to resolve the dispute.
C. Arbitration agreement. If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms or the Service will be resolved by binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, unless you opt out as described below. Arbitration will be conducted in Wilmington, Delaware, or via video conference, unless otherwise agreed. The arbitrator will have exclusive authority to resolve all disputes, except that either party may seek injunctive relief in court to protect intellectual property rights. For claims under $10,000 that are not frivolous, we will pay or reimburse AAA filing fees upon request.
D. Small claims and opt out. Either party may bring an individual claim in small claims court. You may opt out of arbitration within 30 days of account creation by emailing support@acru.tech with subject line Arbitration Opt Out and your account email. If you opt out, or if arbitration is found unenforceable, disputes will be resolved exclusively in the state or federal courts located in Delaware, and each party consents to their jurisdiction and venue.
E. Class waiver. To the fullest extent permitted by law, you and Acru each agree that any dispute will be brought only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, or representative proceeding. The arbitrator may not consolidate claims or preside over any form of representative proceeding.
F. Jury waiver. To the fullest extent permitted by law, you and Acru waive any right to jury trial.
A. Assignment. You may not assign or transfer these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, reorganization, or sale of assets.
B. Severability. If any provision of these Terms is held invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.
C. Waiver. No waiver of any provision will be effective unless in writing and signed by the waiving party. Failure to enforce any provision is not a waiver.
D. Entire agreement. These Terms, together with the Privacy Policy and any supplemental terms for specific features, constitute the entire agreement between you and Acru regarding the Service and supersede all prior agreements.
E. Force majeure. We will not be liable for delays or failures due to events beyond our reasonable control, including acts of God, internet outages, power failures, labor disputes, or actions of third party providers.
F. Notices. We may provide notices via email, in product notifications, or by posting to the Service. Legal notices to Acru must be sent to support@acru.tech and to our mailing address in Section 22.
G. Export and sanctions. You represent that you are not located in a sanctioned country and are not a sanctioned person, and you will not use the Service in violation of export control laws.
H. Headings. Headings are for convenience only and do not affect interpretation.
I. No agency. No agency, partnership, joint venture, or employment is created by these Terms, and you have no authority to bind Acru.
California residents: Under California Civil Code Section 1789.3, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 N Market Blvd, Suite N 112, Sacramento, CA 95834, or by telephone at 800 952 5210. California auto renewal disclosures in Section 6 apply. If you are located in the European Economic Area, United Kingdom, or other regions with laws that confer additional rights, nothing in these Terms limits those rights.
Acru Technologies, Inc. 3997 W 1180 N Lehi, UT 84048, USA Email: support@acru.tech